Klaus-Michael Christensen currently heads the Independent Wealth Managers department at Coutts & Co. Ltd, Zürich. He studied Economics and Finance in Boston, USA. He returned to Switzerland in 1989 where he started his career at Zuger Kantonalbank. Shortly thereafter he founded an IT company providing real-time financial data via point-to-multipoint satellite broadcast to asset management companies and private investors. A few years later he co-founded a private equity company in Zurich. Since 2001, he held various senior positions at Rothschild Bank AG, Lloyds TSB Bank and Coutts & Co. Ltd in Zurich.